Healthcare coverage is an important factor in all Americans lives and sadly enough most are unable to afford the cost of health care or know where to go to receive and have the right resources to help them obtain free or affordable healthcare. Some people are relying on their jobs to have healthcare insurance available for them and their families but it is also an issue when it comes to finding a job, not only a job but a job with the benefits of having affordable healthcare for their whole family. Over the years the United States has came a long way in healthcare but I still do not believe that the help is targeted at the right people who need it. Stakeholders contribute to making the current health care system in the United States too complex and unmanageable because they are not thinking about everyone. When I say everyone I mean the rich, poor, young, and old. They are mainly thinking of themselves and how they can profit off of the healthcare system or save money that they already have. They stakeholder I believe has the most significant impact on the health care system is the large companies that try to get the best deal on their end while still making the employees happy. When they get the best deal for their corporation I believe they are making the prices for others rise because the insurance company has to supplement that money that they are missing out on somewhere else. The lead should come from the people, meaning everyone that is living and able to make a say in it. They should take some type of vote allowing everyone to get involved to see what the needs, wants, and concerns are of low income Americans, average income Americans, and high income Americans and base the health care system around everyone not just what the politicians feel are average. The mal-distribution of Physicians persist in spite of the number of physicians graduated because of the funding available to them; while knowing what they should be making. The regular doctor will attempt to diagnose patients and have them keep coming back to make the money off of the patients and the insurance companies when in the back of their mind they know they should be sending you to a specialist. The doctor keeps running test and things that they are profiting off of by billing the patient every visit they schedule and then adding services to bill to the insurance company to make an extra dollar. Even with prescriptions they know the specialists do not write them so they will charge you just to come get a prescription refilled. I believe the specialist give a better quality of work, you pay your co-pay but I think they tax the insurance companies more than the patient. So they are still making their money but off the insurance companies which I feel is better being than taxing the patients that are already struggling to pay for services. The same conditions do not exist in Canada or the United Kingdom because of the shortage of physicians they have available to them. So it’s actually harder for them to gain access to the medical help that they need. The healthcare reforms that are currently in place are good in certain areas but could still use some work. As far as affordability it is good but still not as affordable for some as it is to others. Companies as well as people do have more options when it comes to choosing healthcare insurance although it may not fit their needs fully but at least they are covered. Over the years the reforms have improved but as stated in our text,” no initiatives in the last 30 years, either regulatory or voluntary, have had other than a temporary impact on this nation’s health care cost, but the current war on terrorism and its ripple effects on federal as well as state
budgets and the economy, in general, make runaway health care costs a far more critical problem” (Sultz & Young, 2011). The United States have an up on most countries when it comes to providing and receiving healthcare, we are always running to the...
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